Are you facing foreclosure and have run out of options? Try to look at the situation without attaching your emotions. From a strictly financial viewpoint, a Short Sale may be your best bet, allowing you to save your credit and move on with dignity. One very important thing to remember: Time is of the essence, so take quick action in order to allow you enough time to complete the process.

A Short Sale, also known as a pre-foreclosure sale, can be negotiated with your lender by your real estate professional if the amount owed is more than the property’s market value.

“Nobody works harder to sell your house than Sutton Homes Realty.”

Londi is Short Sale Certified through the distinguished Harris University ( HarrisRealEstateUniversty.com )

We negotiate with your mortgage companies to create an arrangement that will work better for you and avoid foreclosure. It does not matter if you have a 2^nd or 3^rd mortgage or even liens and judgments, a short sale may still be negotiated although anything beyond a single lender can make the situation more difficult. Most banks would rather write off a loss than foreclose on your house. Contact Sutton Homes Realty today for a quick assessment of the possibility of a Short Sale.

Got an FHA loan?

With FHA and HUD assistance, your FHA Short Sale is easier and more streamlined than ever! With a specific process and rules, an FHA short sale is actually easier than a conventional. The Seller may even receive up to $1000 at closing! You may hear that FHA short sales do not work, but that is simply not true. Call us for the details and we'll explain the process!

Why Short Sale?

Did you know that a foreclosure stays on your credit report for 7 years? Denying that the foreclosure proceedings are real or waiting for a miracle will result in the loss of your home with the inability to obtain another mortgage (or other forms of credit), possibly even beyond the 7 year period. If your property value is less than the total amount owed against it, selling the property as a short sale where the bank writes off the negative equity shows as a settled debt on your credit report with a much smaller hit to your credit score.

TIME IS OF THE ESSENCE once foreclosure proceedings have begun, so do not hesitate to call us anytime to arrange your free private consultation with the preferred pre-foreclosure  professionals, Sutton Homes Realty. There is a better way to make a fresh start and it begins with your call.

If you feel that a Short Sale may be right for you, please fill out the form below for a free no-obligation consultation to discuss your options. We are here to help in these trying times and truly care. We can be reached 24 hours a day through e-mail and phone.